Vision C2

Vision C2 Alternating Vision & Reality

Android Applications

1. instant NetWORTH

Google Play Store - instant NetWORTH Free Time = Money Instant NetWorth (a Second Budget) is aimed at showing you how your net-worth is improving daily by expressing all your bills and income as a daily amount and then adding them all up.
Screen Shots
Main Menu

Main Menu

Budget Totals

Budget Totals

Enter Screen

Enter Screen

Edit Menu

Edit Menu

Progress Graph

Progress Graph

Current Graph

Current Graph

Instructions

Enter your bills and income. Use the dates that you received the service or gave your service. For example, if your electric bill is $200 for January 5th to February 5th and you must pay by February 28th, you should use February 5th as the “Paid To” date in the program with a 30 day billing cycle. The fact that you don’t have to pay until February 28th is only important in the fact that the electric company is giving you 23 days of credit. This program calculates that credit and counts that against you after February 5th.

Details
  • Leaving the date blank, will set it to 00/00/0000. The item will not auto calculate.
  • Leaving the bill or asset box blank, it will assign -1 (a bill).
  • Dates have to be entered with 4 digits for the year and / and 2 digit months and days or the program will set the date to 00/00/0000 (manual update).
  • The Liquidity can be set from positive 5 to -5
  • If you enter a "0", the program will consider it an asset.
  • Assign (-5) Liquidity to bills that will take a long time to pay such as a Mortgage or Student Loan
  • Assign (+5) Liquidity to Income that will take a long time to receive such as Loans to friends or an Investment
  • Assign other Liquidity values how ever you want from -5 to +5 (except 0)
  • A bill (-1), which has a Paid To Date in the future will show up as positive money to your NetWorth because you are giving credit.
  • A bill (-1), which has a Paid To Date in the past will show up as a negative money because it has to count against your NetWorth
  • Income (+1) which has a Paid To Date in the future shows up as a negative to your NetWorth because it is credit given to you. You will have to earn it over time and the value will become less negative.
  • Income (+1) which has a Paid To Date in the past will show up as positive money to your NetWorth because it is "Money on the Books", as yours. You are giving credit.
  • The dB does not store or load automatically, you must hit "Store dB".
  • You can adjust the speed upon which it auto calculates as fast as 1/2 second (500)
Hints

A credit card can be manually updated to reflect the current amount, or you could estimate your monthly bill ahead of time and the program will auto calculate daily.

You can create a manual budget item to "Save for Electricity" say "$175.56" as in the sample dB. This $175.56 will be subtracted from your NetWorth all month long. However, as in the sample dB, if you create an Auto Calculate item and start saving for next month setting the Date starting the day after you are paid up to, the program will save daily as you consume daily and the total at the bottom of the list will be more meaningful as your NetWorth from day to day.

Quirks
  • When set to Auto Calculate, the scrolling may be non-responsive, until after it calculates through the list.
  • In the sample database, I used random days for the current month so I won't have to update the sample database.
  • After you view either Graph, hitting back on your device will start the program over (So Save your dB first)

 

A web site of Scott Teee Murphy